Why We Exist
Your College Roommate Started a 401(k) at 22. You Were Dissecting a Cadaver.
By the time you sign your first attending contract somewhere between 30 and 38, that roommate has had a decade of compound interest working for them. You have $312,000 in student loans and a financial advisor who found you on a “new physicians” list.
That decade gap changes everything about how you should invest, plan, and protect your income. Physicians Invest exists because of that gap.
What We Actually Believe
We think whole life insurance is a bad deal for most physicians; our Life Insurance Decision Tree walks through when it is and when it isn't. We think the financial advisor credentialing system is broken. We think physicians are the #1 target for bad alternative investments because you're high-income and time-poor.
That scratches the surface. We are a highly opinionated bunch and believe the financial industry is designed to exploit physicians rather than help them.
We say things like that, then show you why.
Physician-Specific
A surgeon who starts attending salary at 34 with $300K in loans has a fundamentally different optimization problem than a software engineer who started earning at 22 with none. We write for that difference.
Beyond Consensus
AI and mainstream financial advice default to industry consensus. Consensus in this industry protects the industry. We name our sources, build the case with data, and tell you what we actually think. You might disagree. That’s fine; we just want you working from the same numbers.
Respect Your Intelligence
You survived organic chemistry, boards, and residency. You can handle a real explanation of why your practice’s cost segregation study is leaving depreciation on the table, or how the GP’s waterfall structure in that syndication actually distributes returns after the preferred hurdle. We write at the level you deserve.
Who Reads This
The financial advice aimed at physicians is either too generic or too salesy. We're trying to be neither.
Early Career
A PGY-3 making $67K with $340K in loans who just matched into derm. Trying to figure out whether PSLF, refinancing, or aggressive payoff is the right move before attending salary changes the math.
Mid Career
A partner-track cardiologist pulling $650K with a buy-in deadline in nine months. Needs to know if the deal structure actually pencils out or if she’s overpaying for a declining asset.
Established
A hospitalist five years out wondering if she refinanced too early. Running the numbers on whether that real estate syndication her partner is pitching actually holds up under stress.
How It Works
One Topic Per Week. Real Data. A Clear Opinion.
We cover fourteen domains across the physician financial life. Every issue is 750 to 1,000 words. Four minutes between patients. We build the case with original data analysis and branded charts, cite our sources, independently verify every claim, and tell you where we land.
We spend hours each week curating each issue so it's accurate and actionable. Our goal: every edition pays for itself many times over in time saved or dollars added.
0
Issues Per Year
MD
Reviewed
$100,000
In Commissions
Who We Are
A Company Dedicated to Physicians. That's It.
We research, analyze, and publish so you can make better decisions with your money. That is the entire mission. Founded by a dermatologist and a hedge fund manager. Supported by dedicated and hardworking individuals.
Join physicians who think differently about money.
Institutional-quality financial research for physicians, with a clear action in every issue.